Test Credit Card Numbers

The following list of test credit card numbers maybe used either on the Test Account or in Test Mode. The use of live credit card information in a test environment is strongly discourage. It is recommended that the card numbers on this page be used instead.
For more information on the response codes and their meanings see:
AVS Response Codes
CVV2 Response Codes
CAVV Response Codes
Card Level Codes
Please note that while the sandbox test platform does its best to simulate what you will see in production, there may be subtle differences depending on the platform being used. At this time we are only simulating the FDMS Nashville responses on the sandbox server.

AVS Responses

Card Number

Expiration

CCV2 Code

AVS Response

CVV2 Response

CAVV Response

Card Level

4000100011112224

0930

123

YYY

M

A

4000100111112223

0930

321

YYX

M

A

4000100211112222

0930

999

NYZ

M

A

4000100311112221

0930

999

NYW

M

A

4000100411112220

0930

999

YNA

M

A

4000100511112229

0930

999

NNN

M

A

4000100611112228

0930

999

XXW

M

A

4000100711112227

0930

999

XXU

M

A

4000100811112226

0930

999

XXR

M

A

4000100911112225

0930

999

XXS

M

A

4000101011112222

0930

999

XXE

M

A

4000101111112221

0930

999

XXG

M

A

4000101211112220

0930

999

YYG

M

A

4000101311112229

0930

999

GGG

M

A

4000101411112228

0930

999

YGG

M

A

4000101511112227

0930

999

NN

M

A

4000101611112226

0930

999

N/A

M

A

CVV2 Responses

Card Number

Expiration

CVV2 Code

AVS Response

CVV2 Response

CAVV Response

Card Level

4000200011112222

0930

any

YYY

M

A

4000200111112221

0930

any

YYY

N

A

4000200211112220

0930

any

YYY

P

A

4000200311112229

0930

any

YYY

S

A

4000200411112228

0930

any

YYY

U

A

4000200511112227

0930

any

YYY

X

A

5555444433332226

0930

any

YYY

M

5555444433332234

0930

any

YYY

N

5555444433332242

0930

any

YYY

P

5555444433332259

0930

any

YYY

S

5555444433332267

0930

any

YYY

U

5555444433332275

0930

any

YYY

X

371122223332225

0930

any

YYY

M

371122223332233

0930

any

YYY

n/a

371122223332241

0930

any

CVV2 No Match (Decline)

6011222233332224

0930

any

YYY

M

6011222233332232

0930

any

YYY

N

6011222233332240

0930

any

YYY

P

6011222233332257

0930

any

YYY

S

6011222233332265

0930

any

YYY

U

6011222233332273

0930

any

YYY

X

CAVV Responses

Card Number

Expiration

CVV2 Code

AVS Response

CVV2 Response

CAVV Response

Card Level

4000600011112223

0930

999

YYY

M

1

A

4000600111112222

0930

999

YYY

M

2

A

4000600211112221

0930

999

YYY

M

3

A

4000600311112220

0930

999

YYY

M

4

A

4000600411112229

0930

999

YYY

M

6

A

4000600511112228

0930

999

YYY

M

7

A

4000600611112227

0930

999

YYY

M

8

A

4000600711112226

0930

999

YYY

M

9

A

4000600811112225

0930

999

YYY

M

A

A

4000600911112224

0930

999

YYY

M

B

A

4000601011112221

0930

999

YYY

M

C

A

4000601111112220

0930

999

YYY

M

D

A

Card Level Responses

Card Number

Expiration

CVV2 Code

AVS Response

CVV2 Response

CAVV Response

Card Level

4000700011112221

0930

999

YYY

M

A

4000700111112220

0930

999

YYY

M

B

4000700211112229

0930

999

YYY

M

C

4000700311112228

0930

999

YYY

M

D

4000700411112227

0930

999

YYY

M

G

4000700511112226

0930

999

YYY

M

H

4000700611112225

0930

999

YYY

M

I

4000700711112224

0930

999

YYY

M

K

4000700811112223

0930

999

YYY

M

S

4000700911112222

0930

999

YYY

M

U

4000701011112229

0930

999

YYY

M

G1

4000701111112228

0930

999

YYY

M

G2

4000701211112227

0930

999

YYY

M

J1

4000701311112226

0930

999

YYY

M

J2

4000701411112225

0930

999

YYY

M

J3

4000701511112224

0930

999

YYY

M

J4

4000701611112223

0930

999

YYY

M

K1

4000701711112222

0930

999

YYY

M

S1

4000701811112221

0930

999

YYY

M

S2

4000701911112220

0930

999

YYY

M

S3

Decline Responses

Card Number

Expiration

CVV2 Code

Decline Code

Message

4000300011112220

0930

999

Declined

4000300001112222

0930

999

04

Pickup Card

4000300211112228

0930

999

05

Do not Honor

4000300311112227

0930

999

12

Invalid Transaction

4000300411112226

0922

999

15

Invalid Issuer

4000300511112225

0930

999

25

Unable to locate Record

4000300611112224

0930

999

51

Insufficient funds

4000300711112223

0930

999

55

Invalid Pin

4000300811112222

0930

999

57

Transaction Not Permitted

4000300911112221

0930

999

62

Restricted Card

4000301011112228

0930

999

65

Excess withdrawal count

4000301111112227

0930

999

75

Allowable number of pin tries exceeded

4000301211112226

0930

999

78

No checking account

4000301311112225

0930

999

97

Declined for CVV failure

Fraud Profiler Response

Card Number

Expiration

Profiler Response

4000301411112224

0930

review

4000301511112223

0930

reject

Referral Response

Card Number

Expiration

CVV2 Code

AVS Response

CVV2 Response

CAVV Response

Card Level

4000300111112229

0930

999

Slow Processing Cards

Card Number

Expiration

Processing Time

4000000011112226

0930

5s

4000000011112234

0930

15s

4000000011112242

0930

30s

4000000011112259

0930

45s

4000000011112267

0930

60s