Test Credit Card Numbers

The following list of test credit card numbers maybe used either on the Test Account or in Test Mode. The use of live credit card information in a test environment is strongly discourage. It is recommended that the card numbers on this page be used instead.
For more information on the response codes and their meanings see:
AVS Response Codes
CVV2 Response Codes
CAVV Response Codes
Card Level Codes
Please note that while the sandbox test platform does its best to simulate what you will see in production, there may be subtle differences depending on the platform being used. At this time we are only simulating the FDMS Nashville responses on the sandbox server.

AVS Responses

Card NumberExpirationCCV2 CodeAVS ResponseCVV2 ResponseCAVV ResponseCard Level
40001000111122240930123YYYMA
40001001111122230930321YYXMA
40001002111122220930999NYZMA
40001003111122210930999NYWMA
40001004111122200930999YNAMA
40001005111122290930999NNNMA
40001006111122280930999XXWMA
40001007111122270930999XXUMA
40001008111122260930999XXRMA
40001009111122250930999XXSMA
40001010111122220930999XXEMA
40001011111122210930999XXGMA
40001012111122200930999YYGMA
40001013111122290930999GGGMA
40001014111122280930999YGGMA
40001015111122270930999NNMA
40001016111122260930999N/AMA

CVV2 Responses

Card NumberExpirationCVV2 CodeAVS ResponseCVV2 ResponseCAVV ResponseCard Level
40002000111122220930anyYYYMA
40002001111122210930anyYYYNA
40002002111122200930anyYYYPA
40002003111122290930anyYYYSA
40002004111122280930anyYYYUA
40002005111122270930anyYYYXA
55554444333322260930anyYYYM
55554444333322340930anyYYYN
55554444333322420930anyYYYP
55554444333322590930anyYYYS
55554444333322670930anyYYYU
55554444333322750930anyYYYX
3711222233322250930anyYYYM
3711222233322330930anyYYYn/a
3711222233322410930anyCVV2 No Match (Decline)
60112222333322240930anyYYYM
60112222333322320930anyYYYN
60112222333322400930anyYYYP
60112222333322570930anyYYYS
60112222333322650930anyYYYU
60112222333322730930anyYYYX

CAVV Responses

Card NumberExpirationCVV2 CodeAVS ResponseCVV2 ResponseCAVV ResponseCard Level
40006000111122230930999YYYM1A
40006001111122220930999YYYM2A
40006002111122210930999YYYM3A
40006003111122200930999YYYM4A
40006004111122290930999YYYM6A
40006005111122280930999YYYM7A
40006006111122270930999YYYM8A
40006007111122260930999YYYM9A
40006008111122250930999YYYMAA
40006009111122240930999YYYMBA
40006010111122210930999YYYMCA
40006011111122200930999YYYMDA

Card Level Responses

Card NumberExpirationCVV2 CodeAVS ResponseCVV2 ResponseCAVV ResponseCard Level
40007000111122210930999YYYMA
40007001111122200930999YYYMB
40007002111122290930999YYYMC
40007003111122280930999YYYMD
40007004111122270930999YYYMG
40007005111122260930999YYYMH
40007006111122250930999YYYMI
40007007111122240930999YYYMK
40007008111122230930999YYYMS
40007009111122220930999YYYMU
40007010111122290930999YYYMG1
40007011111122280930999YYYMG2
40007012111122270930999YYYMJ1
40007013111122260930999YYYMJ2
40007014111122250930999YYYMJ3
40007015111122240930999YYYMJ4
40007016111122230930999YYYMK1
40007017111122220930999YYYMS1
40007018111122210930999YYYMS2
40007019111122200930999YYYMS3

Decline Responses

Card NumberExpirationCVV2 CodeDecline CodeMessage
40003000111122200930999-Declined
4000300001112222093099904Pickup Card
4000300211112228093099905Do not Honor
4000300311112227093099912Invalid Transaction
4000300411112226092299915Invalid Issuer
4000300511112225093099925Unable to locate Record
4000300611112224093099951Insufficient funds
4000300711112223093099955Invalid Pin
4000300811112222093099957Transaction Not Permitted
4000300911112221093099962Restricted Card
4000301011112228093099965Excess withdrawal count
4000301111112227093099975Allowable number of pin tries exceeded
4000301211112226093099978No checking account
4000301311112225093099997Declined for CVV failure

Fraud Profiler Response

Card NumberExpirationProfiler Response
40003014111122240930review
40003015111122230930reject

Referral Response

Card NumberExpirationCVV2 CodeAVS ResponseCVV2 ResponseCAVV ResponseCard Level
40003001111122290930999--

Slow Processing Cards

Card NumberExpirationProcessing Time
400000001111222609305s
4000000011112234093015s
4000000011112242093030s
4000000011112259093045s
4000000011112267093060s